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Receivables Intelligence

FLOW

Invoices in system

This month

Total receivables

30-day rolling

Active Invoices

Active invoices

Recovered This Month

MTD recovered

Pending Payout

Transfer in progress

Recent Invoices

Invoice	Buyer	Amount	Status

Recent Activity

Receivables Aging

0–30 days

—

31–60 days

—

61–90 days

—

90+ days

—

Recovery Rate

—

Avg Days to Collect

—

At Legal Stage

—

Recurring Templates

Template	Buyer	Amount	Frequency	Next Run	Status	Actions
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	Invoice No.	Buyer	Amount	Due / Overdue	Dunning Stage	Fraud Score AI Fraud Detection Each invoice is scored 0–100 using 8 internal signals. No external APIs — purely behavioral analysis. 0–29 CleanNo action needed 30–49 Low RiskLogged for review 50–69 Medium RiskFlagged in dashboard 70–100 High RiskAuto risk-hold 8 Detection Signals ⚡ Duplicate Invoice📈 Velocity Spike💰 Amount Anomaly🔄 Self-Invoicing🆕 New Buyer + High Value⏱ Rapid-fire🎯 Round Number📅 Stale Date Click any score to see signal breakdown for that invoice.	Status
No invoices yet. Upload or enter one to get started.

~40% of window

Soft Phase

Soft Reminder / Nudge · WA + Email

~30% of window

Firm Phase

Firm Reminder / Nudge · WA + Email + SMS

~20% of window

Urgent Phase

Urgent Reminder · Final Warning · All channels

On due date

Legal Notice

WA + Email + Legal PDF

Post-Legal · After Due Date

+7 days after legal

Legal Follow-up

Email + Interest Statement PDF · 19.5% compound

+21 days after legal

Account Escalation

All channels · Legal + Interest PDF merged

+35 days · repeats

Standing Demand

All channels · Legal + Interest PDF · every 21–30d

Dunning Activity

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Active Sequences

Invoice	Buyer	Amount	Days Overdue	Current Step	Channels	Last Sent	Next Step	Actions
No active dunning sequences.

Total Collected

—

via payment links

Pending Settlement

—

awaiting bank credit

Settled to Bank

—

credited to account

Razorpay Fees

—

gateway charges

Transactions

ID / Invoice	Buyer	Amount	Method	Fees	Date	Source	Status
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Bank Settlements

Settlement ID	Amount	Fees	Tax	Net Settled	UTR	Date	Status
Connect Razorpay to see settlements

Commission & Disbursement

—

Invoice	Buyer	Recovered	Commission	Net Paid	Date	Status
No commission entries yet.

Total Outstanding

—

All open invoices

Total Overdue

—

Past due date

Collected This Month

—

Settled invoices

Dunning Conversion

—

Reminders → payments

Receivables Aging

Dunning Overview

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IN DUNNING

Active

—

Paused

—

Resolved

—

Invoice	Buyer	Balance	Days	Interest	Step	Decision	Actions
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Top Overdue Customers

#	Customer	Total Due	Invoices	Max Days Overdue	Dunning Step	Risk
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Dunning Effectiveness

Recovery Rate

—

Amount Recovered

—

Invoices Recovered

—

Avg Days to Resolve

—

Best Channel

Step Where Buyers Pay

Cash Flow Forecast

Next 7 Days

—

expected inflow

Next 14 Days

—

expected inflow

Next 30 Days

—

expected inflow

Risk Gap

—

at risk of non-collection

Monthly Forecast

How this is calculated: Each invoice's expected collection is probability-weighted using buyer payment history (avg days late), invoice age (days overdue reduces recovery probability: 85% fresh → 45% at 60d → 10% at 90d+), and dunning reminders already sent. Confidence tiers — High (≤5d late), Medium (6–15d late), Risk (15d+ or no history).

Invoice	Amount	Due Date	Status	Days to Pay	Dunning
Select a buyer from the table above

Payment Links

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AR Aging Breakdown

Total Outstanding

—

Total Overdue

—

Overdue Rate

—

Provider

—

Key Pool

—

Models

—

Vendors Found

Drop invoice, contract, or PO here

PDF, JPG, PNG, TIFF, TXT — max 20 MB

Hindi · Gujarati · Tamil · Marathi · Bengali · English

Total Extractions

High Confidence

Needs Review

Avg Confidence

—

Extraction History

Invoice	Buyer	Engine	Amount	Confidence	Status	Vendor	Date
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Vendor Master (auto-discovered from documents)

GSTIN	Vendor Name	State	Source
Upload a document to auto-discover vendors

Recovery Rate

—

of all invoices collected

Collection Eff.

—

by value collected

Outstanding

—

across active invoices

Recovered MTD

—

this month

Active Invoices

—

currently in dunning

DSO

—

days sales outstanding

Monthly Recovery

Last 6 months · amount settled

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Dunning Funnel

Active invoices by escalation stage

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Aging Buckets

Overdue invoices by days past due

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Recent Dunning Activity

Last 15 dunning events across all invoices

Time	Invoice	Buyer	Amount	Event	Result
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Merchant Intelligence

Money at Risk

—

Default Rate

—

Recovery Rate

—

Top Defaulters

#	Buyer	Owner	Outstanding	Invoices	Max Days Overdue	Risk
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Expected Inflow

—

Next 30 days

At Risk

—

Overdue from unreliable buyers

Overdue Total

—

Past due date

Settled MTD

—

Collected this month

Weekly Inflow Forecast

Stacked by payment confidence · based on buyer history

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High confidence

Medium

At risk

Prediction Analysis

How FLOW calculates these forecasts

High Confidence

—

Buyers who paid on time or max 5 days late in history

Medium Confidence

—

Buyers who paid 6–15 days late on average

At Risk

—

Buyers who paid 15+ days late or have no payment history

Prediction model factors: historical payment lateness per buyer · invoice age & due date · dunning reminders already sent · overdue recovery probability (85% for fresh, 45% at 60d, 10% at 90d+)

Buyer Reliability

Payment behavior based on settled invoice history

Buyer	Outstanding	Avg Late	Confidence	Next Due
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Total Buyers

—

Avg Credit Score

—

High Risk / Critical

—

Avg Days to Pay

—

Credit Score Distribution

Buyer	Credit Score	Tier	Trend	On-Time %	Avg DTP	Invoices	Default Risk
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LEGAL OVERDUE — Generate Notices

Overdue invoices eligible for legal demand notices. Click to review details & download PDF.

Buyer	Invoice	Outstanding	Days Overdue	Status	Action
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Matched

—

Mismatch

—

Missing in GST

—

Extra in GST

—

Reconciliation History

Date	Period	File	Matched	Mismatch	Missing	Extra	Actions
Upload a GSTR-2B file to get started

Date range: to Tally format

All Invoices

Export every invoice with status, amount, due date, and days overdue.

Overdue Invoices

Export only invoices that are past due date and still active.

Settled Invoices

Export invoices marked Settled or Paid for reconciliation.

Dunning History

Export dunning log with channels, steps, and delivery status.

Aging Schedule

Export AR aging buckets with buyer breakdown for audit.

Dunning Activity Log

Time	Invoice	Buyer	Amount	Event	Result
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Activity Log

Team Only System

Time	Actor	Action	Entity	Details
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No notifications.

Time	Invoice	Channel	Type	Direction	Status	Cost	Retries
Select "Comms History" to load.

ALL CAMPAIGNS

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Account Verification

Verified

GSTIN

Payout settlement is processed via Razorpay Route. Bank account details linked to your Razorpay account are used automatically — for changes, update your Razorpay dashboard or contact support@flowdsoo.com.

Payment Gateway

Checking…

System Operations

Syncs payment status, verifies bank reconciliation, and updates invoice statuses.

Payment Terms

3-tier hierarchy: Account → Buyer → Platform fallback (60 days)

1. Account Default

days

2. Buyer Override

Set per-buyer terms in the Buyer Detail panel. Overrides account default.

3. Platform Fallback

days (system default)

MSME Act Notice: Payment terms exceeding 45 days may attract regulatory scrutiny under MSME Act provisions. Terms above 180 days are not permitted.

Business Information

Business Identity

Company Name

—

Legal Entity Name

—

CIN / LLPIN

—

Date of Incorporation

—

Designation

—

Tax & Compliance

GSTIN

—

PAN

—

Udyam Number

—

SAC / HSN Code

—

Industry & Revenue

Revenue Model

—

Default Payment Terms (days)

—

Address

Registered Address

—

Operational Address

—

City

—

State

—

Pincode

—

Contact

Contact Email

—

Mobile

—

Branding

Company Logo

No logo

Upload

Show Logo on Invoices

Display your logo on invoice list rows

Plan & Subscription

Current Plan

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Loading plan details…

Next charge

—

Feedback

Help us improve FLOW. Tell us what's working, what's broken, or what you'd like to see.

How's your experience?

Dunning & Interest

Include Interest in Payment Links

When enabled, Razorpay payment links include accrued interest (MSMED Act §16). When disabled, links show only the principal balance.

Export My Data

Download a complete JSON export of your invoices, transactions, and subscription history. Your right under the DPDP Act 2023 §13.

Appearance

Dark Mode

Switch to a dark interface theme

Team

Name	Email	Role	Last Login	Actions
No team members yet

Permission Matrix

Permission

Manager

Viewer

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Invoice Templates

Template Name	Tax Rate	Created
No templates yet

ERP & App Connections

INTEGRATIONS

—

Apps connected

—

Invoices imported

—

Failed imports

—

Webhook events sent

Connected Apps

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Your SDK API Key

Use this key as the X-DSO-API-Key header when configuring Tally, SAP, or any generic app webhook.

No API key yet

Generate a key to use with all connectors.

Outbound Webhooks

FLOW will POST a signed JSON payload to your endpoint when key events occur.

Endpoint URL Events to receive

invoice.imported invoice.paid dunning.triggered payout.settled legal.notice_sent

Import History

Source	Invoice ID	Invoice No.	Amount	Due Date	Status	Imported At
No ERP imports yet.

Subscription Expired

FLOW

Recent Invoices

Recent Activity

Receivables Aging

INVOICES

AI Fraud Detection

8 Detection Signals

Enter Invoice Manually

Upload New Invoice

DUNNING SEQUENCES

Dunning Activity

Active Sequences

PAYOUTS

Transactions

Bank Settlements

Commission & Disbursement

COLLECTIONS SUITE

Receivables Aging

Dunning Overview

Post-Legal Tracker

Top Overdue Customers

Dunning Effectiveness

Cash Flow Forecast

Buyer Payment History

Payment Links

AR Aging Breakdown

DOC INTELLIGENCE

COMMISSION

Commission Ledger

ANALYTICS

Top Defaulters

CASH FLOW FORECAST

BUYERS

—

GST RECONCILIATION

REPORTS

NOTIFICATIONS

Campaigns

ACCOUNT SETTINGS

Account Verification

Payment Gateway

System Operations

Payment Terms

Business Information

Plan & Subscription

Feedback

Dunning & Interest

Export My Data

Appearance

Team

Permission Matrix

Invoice Templates

INTEGRATIONS

Your SDK API Key

Outbound Webhooks

Import History

Needs Your Info

Failed Imports

Webhook Delivery Log

Select Invoices to Import

Select Invoices to Import

LEGAL DEMAND NOTICE

INTEREST STATEMENT

Document History

New Invoice

Write Off Invoice

Dunning Control

Record Partial Payment

Dunning History

Generate Payment Link

Choose Your Plan

Interest Breakdown